About LivestockFinance.co.nz

A New Zealand livestock finance comparison and referral service, helping farmers understand their funding options.

Our Mission

We exist to make livestock finance transparent and accessible for New Zealand farmers. We bring market information together in one place to save you time, and we make it easy to get an enquiry underway.

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Transparency

Clear rates, fees, and terms upfront

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Speed

Fast pre-qualification and approvals

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Honesty

Clear about how we work and who we refer you to

What We Do

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Compare the Market: We bring together information on New Zealand livestock and rural lenders so you can see how the options stack up in one place.
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Free Service for Farmers: Our comparison service is free. We may receive referral fees from lenders, but this never affects the rates you receive.
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Educational Resources: We provide guides, FAQs, and calculators to help you understand livestock finance and make informed decisions.
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Fast Enquiry: Submit one enquiry and we'll refer you to a suitable lender, typically within 1-2 business days.

How We're Different

Traditional Approach

  • • Contact lenders one by one
  • • Repeat your story multiple times
  • • Wait days for each response
  • • Manually compare offers
  • • Limited visibility of market rates

Our Approach

  • • One simple application
  • • Tell your story once
  • • Get matched within 1-2 days
  • • Compare options side-by-side
  • • See indicative market rates and terms

Who We Work With

Farmers We Help

  • • Dairy farmers (replacement heifers, herd growth)
  • • Beef cattle operations (weaners, stores, finishers)
  • • Sheep farmers (breeding and trading stock)
  • • Mixed operations across all regions

Who We Refer To

We currently refer enquiries to Heartland Bank and StockCo (part of the Heartland group).

Our comparison content also covers other New Zealand livestock and rural lenders for general market context — we don't submit your application to them, and you're free to approach them directly.

How We Make Money

We may receive a referral fee from lenders when you proceed with a facility. This never affects the rates or terms you receive— lenders offer the same pricing whether you come through us or apply directly. Our service remains free for farmers.

Our Operator

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Evolve Group Limited

Financial Service Provider · FSP711891

LivestockFinance.co.nz is operated by Evolve Group Limited, registered on the New Zealand Financial Service Providers Register (FSP711891) and a member of the Financial Services Complaints Limited (FSCL) dispute resolution scheme.

We are a finance comparison and referral service — not a lender. We currently refer enquiries to Heartland Bank and StockCo (part of the Heartland group), who assess each application on their own credit criteria. Other lenders shown on this site are for general market comparison only. Content on this site is general information for farming businesses and is not personal financial advice.

📧 📞 021 149 4985

Questions About Our Service?

We're here to help you understand your livestock finance options.

Get Started Contact Us