Purchase Capacity Calculator
Calculate how much livestock you can purchase based on your available deposit and typical LVR limits.
Cash you have available to put towards the purchase
50% 75% 80%
Your Purchase Capacity
Maximum Purchase
$200,000
Total stock value you can buy
Loan Amount
$150,000
Finance required
Approx. Head Count
~91 head
Dairy cows
Purchase Breakdown
Your Deposit (Equity): $50,000
Finance Required: $150,000
Loan-to-Value Ratio: 75%
Your Equity %: 25%
Disclaimer: This calculator provides estimates based on typical market values and LVRs. Actual purchase capacity depends on your financial situation, credit history, and lender criteria. Stock prices vary by quality, age, and market conditions.
Typical LVRs by Stock Type (2026)
| Stock Type | Typical LVR | Avg Price/Head | Deposit for 100 Head |
|---|---|---|---|
| Dairy Cows | 70-75% | $2,000-$2,500 | $55,000-$75,000 |
| Beef Cattle | 65-70% | $1,500-$2,000 | $45,000-$70,000 |
| Breeding Ewes | 60-70% | $150-$220 | $4,500-$8,800 |
| Stud Stock | 60-65% | $10,000+ | Varies widely |
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