Bull Finance for Breeding Programs
Compare finance options for bulls in NZ. Support breeding programs and herd genetics with clear structures, rates, and timelines. Apply online.
Why finance bulls?
Bull finance allows you to acquire quality genetics without significant upfront capital outlay. Whether purchasing commercial working bulls or premium stud genetics, financing can support your breeding program goals.
Common Uses
- • Commercial working bulls for dairy or beef
- • Stud bulls for genetics improvement
- • Replacement bulls for breeding programs
- • Terminal sires for finishing programs
Rates, fees & security
Commercial Bulls
- • LVRs: 60-70% typically
- • Rates: 8.5-10.5% p.a.
- • Security: Stock-based
- • Terms: 2-4 years
Stud Bulls
- • LVRs: 50-65% (higher value)
- • Rates: Case-by-case
- • Security: May require additional
- • Valuation: Independent assessment often needed
Bull Finance FAQs
Are stud bulls eligible for finance?
Yes, with a strong business case. Provide genetics, purchase price, intended use, and expected returns.
What security is required for bulls?
Stock security is common; larger limits may require additional security such as a GSA or guarantee.
How do lenders view AI vs natural service?
Both are acceptable. Outline your breeding plan, costs, and risk controls for conception and calving.
Can I roll bulls into a wider livestock facility?
Usually yes. We'll structure it to match your herd plan, cashflow, and review cycles.