Finance for Ewes & Lambs
Finance options for ewes and lambs in NZ. Compare structures, LVRs, and rates for breeding and trading stock. Fast online pre-qualification.
How ewe & lamb finance works
Ewe and lamb finance supports both breeding operations and trading stock purchases. Facilities can be structured for in-lamb ewes, rising yearlings, or store lambs for finishing.
Finance Options
- • In-lamb breeding ewes
- • Ewe hoggets for flock replacement
- • Store lambs for finishing
- • Mixed age ewe flocks
Rates, terms & LVRs
Breeding Ewes Example
Store Lambs Example
Breeding, lambing & seasonality
Breeding Operations
Breeding ewe finance aligns with lambing, weaning, and sale cycles. Provide scanning data, lambing percentages, and mortality assumptions.
- • Pre-tupping health checks
- • Scanning & lambing projections
- • Weaning & drafting plans
- • Store/prime sale windows
Trading Operations
Store lamb finishing facilities match buying seasons (autumn weaning) with finishing windows (spring/summer).
- • Purchase Mar-May (weaning)
- • Grow 4-6 months
- • Finish Sep-Dec (spring)
- • Sale-linked repayments
Ewe & Lamb Finance FAQs
Are scanned in-lamb ewes treated differently?
Provide scan data and lambing plan. It can help lenders assess risk and expected outcomes.
How do I budget for lambing losses?
Use conservative assumptions, insurance where appropriate, and maintain buffers for adverse events.
Can I finance store lambs for finishing?
Yes. Lenders assess purchase price, feed plan, expected growth, and sale channels.
Do lenders require NAIT or traceability info?
Traceability and compliance help. Provide records and describe your biosecurity practices.
Ready to Finance Your Flock?
Get pre-qualified for ewe and lamb finance.
Apply for Ewe & Lamb Finance 🐑